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WHAT CAN YOU DO WITH OMNI Kredi?

🌍 Easily make transactions in over 145 countries 💰

Make transactions effortlessly no matter where you are. Withdraw funds easily after selling and transfer to your bank account, local wallets, etc. Reload your crypto or USD virtual debit Visa, or Mastercard with OMNI Kredi to purchase goods for your business remotely. With OMNI Kredi, you can:

01

1- Sell

Sell as a merchant and receive payments from anyone in over 145 countries without hassle.

02

2- Pay

Pay any merchant or other users on the OMNI Kredi platforms using your balance or credit line.

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3- Get Paid

Receive payments from OMNI Kredi users or via Debit/Credit cards and OMNIPlus payment links.

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4- Swap OMNI

Convert your OMNI on the platforms into cash by selling it to other users who need OMNI.

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5- Withdraw

Withdraw from your account when you sell OMNI, or reload your crypto or USD virtual card.

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6- Get Bonuses

Enjoy up to 3.5% OMNI Back and get a FREE online store when you receive payments with OMNI Kredi.

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7- Pay Bill

Pay bills and business debts worldwide effortlessly using your OMNI Kredi balance or OMNIPlus.

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8- Use Virtual Card

Receive payments and deposit funds onto your debit, credit, or OMNI virtual card to make your transactions.

Grow now with OMNI Kredi

TESTIMONIALS

Don't just take our words for it

Our real users share their experiences globally with OMNI Kredi!

user
Julien P.

Haiti

Paying Bills

I used OMNI Kredi when my wife needed surgery before our baby was born. The service was important, fast, reliable, and the whole team was really friendly. It was a great experience during such a painful time. Thank you OK! OK?

user
Enock C.

Florida

Fast Credit Lines

The OMNI Kredi application process is fast and simple. After the application was approved, within a short time, I had the OMNI I needed to pay off some debts for my wife overseas and to complete all necessary home improvements.

user
Marc A.

Florida

Beyond perfect

I never thought building credit could be so easy. OMNI Kredi changed the game in credit matters. I built my credit while participating in OMNISòl. Now I am peacefully enjoying my life with the benefits. I recommend everyone use OMNI Kredi.

HOW TO BECOME A MERCHANT ON OMNI KREDI?

🌍 4 steps to become a merchant 🌍

Don't let your business collapse due to financial problems or tough times. OMNI Kredi is here for you, offering 4 steps to get interest-free credit when you are an active merchant! Here's what you need to do to qualify:

Step 1

Create a Merchant Account

Sign up on one of the OMNI Kredi platforms (like OMNIPlus) and create an account for your business.

Step 2

Verify Your Identity

Go through the verification process to secure your account and business. It only takes 5 minutes.

Step 3

Start Making Transactions

Get paid or sell with OMNI Kredi and obtain credit to support your business during tough times.

Step 4

Wait for Your Credit

Make frequent transactions to get cash advances and access to interest-free credit when you repay on time.

Register as a merchant now!

HOW TO GET CREDIT AS A MERCHANT?

🔑 4 steps to build your business credit 🔑

Follow these 4 steps to start building your business credit as a merchant on the OMNI Kredi platforms:

Step 1

Verify Your Account

Ensure your security and the security of all users by verifying your identity when you upload your photo, an ID, and your business identification.

Step 2

Provide Good Service

Sell and receive payments on the OMNI Kredi platforms by maintaining a merchant account in good standing while statisfying your customers.

Step 3

Keep Transacting

Be proactive because no one will save your business during tough times. So, make more transactions to gain more credit with OK.

Step 4

Check Your Credit

Check your business credit level in the OMNIPlus app to know when you qualify for credit, and watch your business grow.

Start building your business credit now!

FAQ

Frequently asked questions

We provide answers to the most commonly asked questions about OMNI Kredi, including how it works, eligibility criteria, fees, and more. This section covers various aspects of OMNI Kredi, OMNI, OMNI Virtual Cards, OMNI Marketplace, OMNI BIZ, and additional services.

What is OMNI Kredi?

OMNI Kredi is a global platform for building credit without relying on traditional currency. Instead, users can use OMNI, a virtual asset, to conduct transactions and establish their credit globally. This innovative alternative credit system is powered by artificial intelligence, providing users with a UNIC (Unique Credit Identification Number) accessible worldwide. Unlike traditional credit systems that depend on available funds and credit scores, OMNI Kredi offers a revolutionary approach where the more you use OMNI for transactions, the more OMNI Kredi's AI helps build your credit.

With OMNI Kredi, you can open a store as a merchant with no fees on our interest-free credit platform, allowing you to manage your business finances with greater flexibility. The platform offers a variety of services, including access to interest-free credit lines, QR Code support, acceptance of global payments in over 145 countries, and many other benefits that optimize your business operations and help you build credit through regular transactions. This is a unique opportunity to join the OMNI Kredi ecosystem, take advantage of the financial tools OMNI Kredi offers, and expand your business's financial potential.

Is OMNI Kredi a virtual currency?

No, OMNI Kredi is not a virtual or cryptocurrency. It is a virtual asset designed to facilitate transactions and build credit. As a user, you can purchase OMNI to start making transactions. With your OMNI balance, you can conduct transactions globally. OMNI is not a cryptocurrency.

How do I register as a merchant?

🌍 4 Steps to Become a Merchant! 🌍

Step 1: Create a User and Merchant Account

To get started, you need to create a user account before becoming a merchant. Then, create a merchant account on the OMNI Kredi platforms. This is a simple process where you fill in some basic information about your business.

Step 2: Verify Your Identity

After creating your account, you must verify your identity. This process ensures that all merchants on the platforms are legitimate businesses and helps maintain a secure environment for all users.

Step 3: Start Transacting

Once your identity is verified, you can start making transactions on the OMNI Kredi platforms. Accept payments in OMNI and other methods, and begin managing your business with ease.

Step 4: Build Your Credit

As you continue to transact on the platforms, OMNI Kredi will evaluate your financial performance and offer you access to interest-free credit lines. Manage your credit responsibly to build a strong credit history for your business.

Required Documents to Open a Merchant Account on OMNI Kredi

To open a merchant account to sell through OMNI Kredi, you need to submit the following documents:

  • 1- A clear and valid photo of a government-issued ID (passport, driver's license, or ID card)
  • 2- A photo of a utility bill or bank statement (bank account reconciliation) showing your name and address
  • 3- A document proving that the business is legally registered (Certificate of Registration)
  • 4- A photo of your personal identification number or taxpayer identification number (ITIN/NIF/SSN/SIN)
  • 5- Business bank account information where payments will be deposited
  • 6- A document proving ownership or responsibility for the business
  • 7- A detailed description of the products or services you offer
  • 8- An OMNI Notarized Act of Partnership (OMNI NAP) that we send you to sign and notarize, confirming that you authorize OMNI NOVAS, our main business entity, to collect payments on behalf of your business.
  • *We also offer notarization services within the OMNI Kredi app. Contact us if you need this service.

Finally, ensure all your documents are up-to-date and that photos are clear to expedite the verification process. It takes 24 to 48 hours to activate the account. If you have any further questions, please don't hesitate to contact OMNI Kredi customer service.

How do I verify my identity?

Verify Your Identity Before You Begin

Follow these steps to verify your identity on the OMNI Kredi platforms:

Step 1: Upload a Selfie

Upload a clear selfie photo.

Step 2: Upload Your Passport/Driver's License Photo

Upload a clear photo of your passport or driver's license.

Step 3: Upload the Back of Your License/ID

Upload a photo of the back of your ID. If the document does not have a back, leave it blank.

Step 4: Upload a Selfie with Your ID, License, or Passport

Upload a selfie holding your ID, driver's license, or passport.

Step 5: Upload Proof of Address

Upload a photo of a utility bill, bank statement, or transfer receipt showing your name and address.

Step 6: Upload Your Profile Picture

Go to "More," "Profile," "Update Profile," and click on the avatar photo to upload a profile picture.

Ensure all your documents are up-to-date and the photos are clear to expedite the verification process. The process usually takes 24 to 48 hours to complete. If you have any questions, do not hesitate to contact OMNI Kredi customer service.

What are the transaction fees for card payments?

When using OMNI Kredi to accept payments by credit or debit card, transaction fees are divided between the merchant and the customer. If the merchant is an OMNIPrime member, they will pay a fee of 2.5% per transaction. If they are not a member, the fee is 4.5%. Additionally, the customer will pay an extra fee of 4% of the total transaction amount. This allows us to manage transaction fees while offering your customers a secure payment option via credit or debit card.

What are the fees for OMNI QRPay?

When using OMNI QRPay, there is a promotional period of 24 months during which there are no transaction fees, making it completely free for everyone. After the promotional period, the fees are as follows:

  • * For non-OMNIPrime merchants: the fee is 2.5% per transaction.
  • * For OMNIPrime merchants: the fee is only 1.5% per transaction.

Under any circumstances, OMNI QRPay will always be free for customers, meaning they will not pay any fees when making payments through OMNI QRPay.

How can I cash out when someone pays me?

To withdraw the money you earn as a merchant in your country, you have several available options:

  1. Some local wallets, Banks, or Our Agents: You can easily withdraw money directly through some local wallets or any bank. You can also withdraw through agents affiliated with OMNIPlus and OMNI Kredi in areas where we have Agents.
  2. Virtual Debit Card: As a merchant, you can deposit your money onto a virtual debit card in the OMNIPlus app and transfer it to yourself at any transfer office. It costs 10 OMNI to activate your card in the app.
  3. Self-Transfer or Transfer to Others: You can deposit money into your account or into another person’s account. The recipient must also have the OMNIPlus app.
  4. International Transfers: You can use transfer services such as Zelle, PayPal, CashApp, etc., to send money to your account or another person’s account.
  5. Bank Deposits: You can withdraw money directly to your bank account or any other bank account with OMNIPlus.

For fees, we charge 2.5% for member merchants and 4.5% for non-members. The customer pays the taxes and fees for card transactions.

For more information, you can always contact us through the OMNIPlus app. Let us know which country you are in, and we will provide you with the easiest way to withdraw your funds.

We are here to assist you!

Can I receive payments from the diaspora?

Yes. 🌟

Want to receive funds to grow your business?

Receive payments from the diaspora for goods sold to family in your country and get a credit line for your business!

With OMNIPlus, you can easily accept payments through various platforms such as:

  • 💳 MasterCard, Visa, Discover, American Express
  • 💲 Cash App, Zelle, Venmo, PayPal, Stripe, Interac, etc.

Start selling your products, receive payments from the diaspora, and obtain a credit line for your business with OMNIPlus today! 🚀

You can sell through your WhatsApp store or we can create a free store for you when you have OMNIPrime.

How do I accept credit/debit card payments remotely?

Follow these steps to create a payment link for remote credit/debit card transactions:

Step 1: Log in to Your OMNI Kredi Account

Access your OMNI Kredi account from your computer or mobile device.

Step 2: Navigate to the Payments Section

Go to the 'Payments' or 'Transaction' section in your OMNI Kredi dashboard.

Step 3: Create a New Payment Link

Click on 'Create Payment Link' or similar option.

Step 4: Enter Payment Details

Fill in the details for the payment, including the amount, description, and any additional instructions.

Step 5: Share the Payment Link

Generate and copy the payment link, then send it to the customer via email, text message, or any other preferred method.

Ensure that your customers have a secure and convenient way to complete the payment. OMNI Kredi will process the transaction and notify you when it's complete.

How can I manage my business credit?

Follow these steps to effectively manage your business credit on the OMNI Kredi platforms:

Step 1: Log in to Your Account

Open the OMNIPlus app and enter your username and password to log in to your account.

Step 2: Check Your Credit Capacity

Once logged in, check the "Your OMNI Kredi Power" section on the main screen to view your available credit amount.

Step 3: Borrow if Qualified

Click on "Credits" and borrow based on your credit capacity report to access details on how to use your credit and all relevant credit terms.

Step 4: Plan Your Repayments

Ensure that you plan your repayments on time to avoid any additional charges and to build a positive credit history. You have 72 hours after the due date to make repayments before the system begins applying penalties.

Step 5: Purchase OMNI or Sell to Clients from Your Account

Purchase OMNI from your funds to ensure you have available OMNI for repayments. Additionally, continue earning OMNI to maintain a sufficient balance for your transactions and repayments.

Step 6: Contact Customer Support if You Need Assistance

If you have any questions or issues, do not hesitate to contact OMNI Kredi customer support for assistance.

By following these steps, you can effectively manage your business credit and build a strong credit history with OMNI Kredi. Proper credit management is key to ensuring your business's financial success.

What is OMNI QRPay?

OMNI QRPay is a leading digital credit solution that allows users to conduct transactions using their available credit lines by scanning OMNI QR codes on their mobile devices.

Is OMNI QRPay secure?

Yes, OMNI QRPay features advanced security measures to protect your payment information. OMNI Kredi employs encryption protocols and secure authentication methods to ensure the safety of your transactions.

How do I get paid with OMNI QRPay as a merchant?

Here's how to get paid with OMNI QRPay as a merchant using the OMNIPlus app.

Step 1: Open the OMNIPlus App

Both you and the user making the payment should open the OMNIPlus app on your mobile phones.

Step 2: User Scans the QR Code

The user will go to the "Scan" section in their app to scan the QR code that appears in your merchant app.

Step 3: Open the Receive Section in the Merchant App

You need to open your OMNIPlus app and go to the "Receive" section to display your merchant QR code.

Step 4: Enter the Amount of OMNI

After the user scans your QR code, they should enter the amount of OMNI they want to pay you in their app.

Step 5: Confirm the Transaction

The user must confirm the transaction in their app. You should check your balance and recent transaction list in your OMNIPlus app to ensure the payment has been completed.

Tip: Print Your QR Code

You can print your QR code and place it in your business to allow customers to easily scan it for payment.

With OMNI QRPay, you can make quick and secure transactions without the need for cash or cards. It's easy to use and helps enhance your business experience and customer interaction while building your business credit.

Can I use OMNI QRPay for online purchases?

OMNI QRPay is primarily designed for in-person transactions at physical stores. However, many online merchants also support OMNI QRPay as a primary payment option. Customers can simply log in and pay on your merchant site.

Which mobile devices are compatible with OMNI Kredi?

The OMNI Kredi and OMNIPlus apps are compatible with Android and iOS devices. Simply download the apps from the respective app stores and follow the setup instructions.

Are there any transaction limits with OMNI QRPay?

Transaction limits may vary depending on the specific OMNI QRPay application. Some merchants or banks may impose transaction limits to ensure security. Check with your service provider for any applicable limits. However, OMNI Kredi's limits are tied to user credit limits.

Can I link multiple bank accounts or payment methods with OMNI Kredi?

OMNI Kredi allows you to link multiple bank accounts or payment methods, providing flexibility in choosing sources for your transactions. You can manage your linked accounts within the OMNI Kredi app.

What should I do if I encounter issues with OMNI Kredi during a transaction?

If you have any problems or questions about OMNI Kredi, please contact our customer support team via the app or by email at support@omnikredi.com. They will be happy to assist you and resolve any concerns promptly.

Is OMNI QRPay available internationally?

Availability of OMNI Kredi and OMNI QRPay may vary by region. While it is widely adopted in many countries, it is recommended to check with your local merchants or agents to confirm the availability of OMNI Kredi, OMNIPlus, or OMNI QRPay in your region or country.

Can I view transaction history and receipts in OMNI Kredi?

Yes, OMNI Kredi offers a transaction history feature where you can view details about your past transactions, including dates, amounts, and merchant information. You can also generate digital receipts for your records (in a browser).

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